ICIC
ICICI Lombard
iProtect Smart
★ 4.5(6,104 reviews)
34 CI conditions coveredIn-built terminal illnessDisability cover4 life stage options
Plan Details
Cover Amount
₹100 Lakh
Policy Term
30 Years
Claim Ratio
97.5%
Terminal Illness
Covered
Disability Waiver
Yes
Return of Premium
No
Available Riders
Accidental DeathCritical Illness 34 conditionsDisability Benefit
✓ What's Covered
- ✓ Death
- ✓ Terminal illness
- ✓ 34 critical illnesses rider
- ✓ Disability
✗ Exclusions
- ✗ Suicide in first year
- ✗ Criminal activities
* Premiums shown are indicative and vary based on age, health, location, and insurer. Please read the policy wordings carefully before purchase.
Term Insurance FAQs
🧑💼 Expert Insurance Advisors
Not Sure Which Plan
to Choose?
Our friendly advisors are available Mon–Sat, 9am–8pm to help you compare, select, and buy the right plan. Zero pressure. 100% free guidance.
🧑💼
Free Advice
No obligation. Just clarity.
6 Days
Available
<2 min
Response
20+
Insurers
Free
Always